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Lesson Plan: Understanding BNPL: Credit, Impulse Spending, and Financial Awareness
Title: Understanding BNPL: Credit, Impulse Spending, and Financial Awareness

Lesson Objective
- Explain what BNPL services are and how they work.
 - Compare BNPL with traditional credit cards.
 - Explore how psychology influences impulse buying.
 - Communicate financial risks to peers.

Designed for Grades: High school grades 9-12

Estimated Time: 50 minutes

National Standard Alignment: Buy Now, Pay Later (BNPL), Personal Finance, Banking and Financial Institutions, evaluate products and services provided by financial deposit institutions, Differentiate among types of electronic monetary transactions (e.g., debit cards, smart cards, mobile devices, online banking, etc.), 5.15.1.6
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